Military housing law Military Housing Fund Law and its amendments No. 22 of 1979 Article (1) This law is called (Military Housing Fund Law of 1979), and it
shall be enforced from the date of its publication in the Official Gazette. Article (2) The following words and expressions wherever they appear in this
law shall have the meanings assigned to them below, unless the context indicates
otherwise: General Command: The General Command of the Jordanian Armed
Forces. Armed Forces: The Jordanian Armed Forces. Commander in Chief: The Commander in Chief of the Jordanian Armed
Forces or whoever he authorizes in writing for the purposes of implementing the
provisions of this law. The Fund: The Military Housing Fund established in accordance with
this law. The Council: The Higher Housing Council of the Fund. The Chairman: The Chairman of the Council. Director: Director of the Military Housing Corporation at the
General Command. The subscriber: every officer who was raised from the rank of
non-commissioned officer and chose to continue in the fund, and every
non-commissioned officer, individual, or employee in the armed forces, public
security, general intelligence, civil defense and gendarmerie forces, whose
services are subject to retirement. Beneficiary: The subscriber's husband or wife, his children, and
his parents. Active service: Service subject to retirement, whether in the
armed forces, public security, civil defense, general intelligence, or
gendarmerie forces. Article (3) A fund shall be established in the Jordanian Armed Forces called
(the Military Housing Fund) associated with the Commander in Chief, and is
charged with achieving the goals and objectives and carrying out the tasks and
duties stipulated in this law. Article (4) In order to achieve the intended purposes of this law, the fund
aims to enable the subscriber to obtain a loan for the purposes of contributing
to the establishment or purchase of a house for housing or to complete and
expand the house that he owns or for the purposes of purchasing a plot of land
to establish housing on it or to obtain a house for housing from within the
housing units established by the fund or To pay off loans obtained for housing
purposes from banks or financial institutions. Article (5) The fund's resources consist of: - a - The sums allocated to the fund from the allocations of the
armed forces. b- Monthly subscriptions paid by subscribers. c- The returns on the investment of the fund’s money. d - Any money returned to the fund from any party that the Council
of Ministers agreed to accept. Article (6) The funds of the fund shall be deposited by a decision of the
Board in one or more licensed banks in the Kingdom. Article (7) The fund's affairs and organization are administered by a supreme
housing council, a manager and an executive body of staff. Article (8) The board is composed as follows: a . Chairman of the Joint Chiefs of Staff, or whoever deputizes
for him as chairman b- Head of the Defense Resources and Investment Management
Authority in the Jordanian Armed Forces as a member c. Assistant to the Department in Public Security as a member d . Director of the Administration Branch in the General
Intelligence Department as a member e. Assistant to the administration in the Civil Defense
Directorate as a member And the. Assistant for Administration and Planning in the General
Directorate of the Gendarmerie, as a member. g. Director of the Military Housing Corporation as a member h. Director of the Military Judiciary as a member i. Three officers appointed by the Chairman of the Joint Chiefs of
Staff for a period of one year, renewable as members. The Chairman of the Joint
Chiefs of Staff shall appoint one of the officers of the Military Housing
Corporation Directorate, the Secretary of the Council. Article (9) The council enjoys the following powers in addition to other
powers conferred upon it under the provisions of this law: - a- Setting the general policy report for the fund. b- Monitoring the fund’s money, supervising its spending, and
specifying methods and conditions for its investment in accordance with the
provisions of this law. c- Discussing and approving the fund's draft budget. d- Discussing and approving the annual report and annual final
accounts of the fund. e- Preparing draft regulations related to the fund. f- Authorizing employees to sign on behalf of the fund. g- Purchase of lands and real estate to implement housing unit
construction projects or allocate and develop plots of land to subscribers and
sell them to them. h- Determining the amount of the monthly subscription allowance,
the amount of the loan and the amount of the housing unit sold to the
subscriber. i. Executing housing units construction projects in the manner he
deems appropriate in accordance with the provisions of the legislation in
force. j- Issuing instructions for tenders and procurement committees and
committees to supervise housing projects, and define conditions, spaces,
specifications and all provisions related to them. k- Study subscribers' requests to obtain loans from the fund and
take appropriate decisions regarding them. l- Any other matters aimed at developing the fund and its money. Article (10) The council meets at the invitation of its president or deputy in
the event of his absence whenever the need arises, and the meeting of the
council is considered legal if it is attended by two-thirds of the members,
provided that the chair or his deputy is one of them, and the decisions of the
council are taken unanimously or by the majority of the members present, and
when votes are equal, the side supported by the session president shall
prevail. Article (11) The manager exercises the following powers and responsibilities: a.Implementing the fund’s general policy set by the Supreme
Council and implementing the decisions it issues. b. Supervising the fund’s executive body and its users. c. Supervising the financial and administrative matters related to
the fund. d. Drafting the budget and submitting it to the council. e. Preparing the annual report and final accounts of the fund. And the. Exercising any other powers and responsibilities
delegated to it by the Supreme Council or stipulated by this law and the
regulations issued pursuant to it. Article (12) Officers, non-commissioned officers and individuals of the
Military Housing Corporation Directorate shall assume the duties of the Fund's
executive body. Article (13) a- Participation in the fund is compulsory for every subscriber,
in return for a monthly subscription determined by the board, and his
participation in the fund shall not end or cease except in the cases stipulated
in this law. b-1. The subscriber who is promoted to the rank of officer shall
continue to subscribe to the fund for a period of five years starting from the
date of its promotion, after which he is given a choice between continuing to
participate in the fund or withdrawing from it. 2. If the subscriber chooses to withdraw from the fund within one
year from the date of the expiry of the period referred to in Clause 1 of this
paragraph, he shall be considered a subscriber from the date of his promotion
to the rank of officer in the housing fund for officers in the Jordanian Armed
Forces, Public Security, General Intelligence, Civil Defense or Forces The
gendarmerie is according to the agency in which he works and the system of that
apparatus applies to him, and in this case an amount equal to the sum of the
contributions required from him in this fund for the five years according to
the housing fund system in which he subscribed and any amounts that increase
his contributions or pay the difference are returned to him after the transfer.
His subscriptions were less than what was required of him. 3. During the five years mentioned in Clause (1) of this
paragraph, the subscriber has the right to benefit from the allocation of
housing homes or the loans established under the provisions of this law, and in
this case he may not benefit from the allocation of housing homes or loans to
any housing fund for military officers. Article (14) The contribution allowance shall be deducted monthly from the
subscriber’s salary by the Financial Department of the Jordanian Armed Forces,
General Security, General Intelligence, Civil Defense and the Gendarmerie
Forces. Deduction from retired persons before the entry into force of this law
who wish to do so, starting from the date of its enforcement. Article (15) a- The subscriber has the right to benefit from the goals and
activities of the fund stipulated in Article (4) of this law if he has
completed a period of no less than twenty years of actual service. b.1. If the actual service of any subscriber ends before
completing the period indicated in Paragraph A of this Article, then the sums
he paid shall be refunded to him as a subscription allowance. 2. If the actual service of any subscriber ends after the lapse of
the period indicated in Paragraph A of this Article and before receiving the
loan, then his participation in the fund and the benefit from its objectives
will continue if he expresses his desire to do so in writing within one year
from the date of the end of his service, and in this case he is not entitled to
a refund The amounts that were collected from it and continue to pay the prescribed
monthly subscription allowance, and all these contributions shall be deducted
from the amount required of him to the Fund in the event that he obtains the
loan. 3. If the subscriber's actual service is terminated after the
prescribed period stipulated in Paragraph A of this Article and before he
obtains the loan and does not wish to continue to benefit from the fund’s
objectives and activities, then the contributions he paid shall be refunded to
him provided that he signs a written acknowledgment thereof. Article (16) 1- The housing role is allocated and loans are given by a decision
of the Council within the following conditions: - a- That the subscriber has spent a period of no less than twenty
years of actual service. b - The maximum loan amount is ten thousand dinars, free of
interest. c - That the loan be repaid during the period decided by the
Board, provided that this period does not exceed thirty years. d- The housing role is allocated and the loan is granted to the
subscribers according to their seniority in the service without regard for the
rank. 2- Martyrs and those who are completely disabled as a result of
military operations are excluded from the fund subscribers and their successor
beneficiaries from the conditions stipulated in clauses (a) and (d) of
paragraph (1) of this article. The council may take the appropriate decision
regarding their use of the fund’s objectives and activities without being bound
by these conditions, subject to the provisions of Article (31) of this law. 3. It shall be excluded from the provisions of Clause (A) of
Paragraph (1) of this Article whoever dies during service or terminates his
services due to injury or illness, provided that he is entitled to the
retirement pension. Article (17) A subscriber loses his right to obtain a residence or a loan if he
is dispossessed of his services or dismissed from service for committing a
felony or misdemeanor, which deprives him of his retirement rights under the
provisions of the retirement laws in force in the Kingdom. Article (18) a.If a housing project is allocated to the subscriber from the
housing projects of the fund, then the cost of that house is considered a loan
to the fund, and all terms and conditions relating to the allocation of the
residence and the granting of the loan, its insurance and its repayment apply
to it. b. The house allocated to the subscriber shall be reserved in full
for the debt of the first degree until the full amount is paid to the fund. c. The loan that was decided to be allocated to the subscriber for
the purposes of buying a plot of land or a house for residence or completing or
expanding his residence after submitting a registration or disposal document
proving his ownership of the plot of land or the residence, and in this case it
is permissible to accept a deed of registration or disbursement in common. Article (19) a.The amount of the loan allocated to any subscriber shall be paid
in full if he owns a plot of land or the purpose of it is to buy a piece of
land or a house after submitting a registration document proving his ownership
of the plot of land or the residence. The loan may also be paid in full for the
purposes of clearing the subscriber from a debt to a bank, financial institution
or institution Housing that the subscriber had previously borrowed to buy land
for the purpose of establishing a residence or building a dwelling for him, and
in all cases if the value of the plot of land, housing house, or debt is less
than the amount of the loan, the subscriber is given the rest to establish the
residence or to complete its construction or to expand it. b.The loan allocated to any subscriber shall be paid in two equal
installments, the date of payment of each of them is determined according to
the stages of completion of the work if the loan has been allocated to
establish a residence for him, provided that the construction is completed
within a period not exceeding two years from the date of his delivery of the
first installment. lump sum . c. Notwithstanding what is stated in Paragraphs (A) and (B) of
this Article, the loan is paid to the subscriber who does not own a plot of
land or housing, provided that the following is presented: - 1- A letter issued by the Department of Lands and Survey proving
that he does not own any plot of land or house. 2- Deed for placing any immovable money owned by others to secure
the loan for the benefit of the fund, with a value not less than the value of
the loan or any other guarantees specified by the Board. Article (20) It is not permissible for the subscriber or his beneficiary
successor to use the loan he obtained from the fund or any part of it for other
than the purposes and works for which the loan was allocated for his purpose,
and the fund may carry out all investigation and inspection procedures it deems
appropriate to ensure that the subscriber adheres to the terms and conditions
of using the loan. Article (21) a . The repayment of the amount of the housing house allocated to
the subscriber or the loan that was paid to him begins as of the month
following his receipt of the house or the full amount of the loan or the last
installment thereof, or upon the end of the upper limit of the period specified
in Paragraph (b) of Article (19) of this law in equal monthly installments.
Until full payment. b. It is not permissible for the subscriber or his beneficiary
successor to sell the housing house allocated to him, the plot of land, or the
residence house that he established, completed, expanded, or bought by the
amount of the loan or any part of it, except after paying the full dues and
demands of the fund. c - If the subscriber or his beneficiary's successor fails to
fulfill his obligations to the fund under the provisions of this law, including
leaving the service before the period during which he undertook to work in the
armed forces, all sums paid to him from the fund shall be refunded in one go
without the need to give any notice Or a warning to him. d- If the fund’s demands are not paid when they are due, the
council may decide to sell the property in question to secure the fund’s
rights, and the sale procedures will be carried out regardless of any objection
from the debtor, in addition to the fund’s right to conduct all legal
prosecutions against the debtor’s right until the collection of his claims is
paid. e - The fund may request the collection of its debts and rights
according to the laws under which the princely money is obtained, and the
guarantees and privileges that are applied to the treasury funds and their
rights and are exempt from any taxes or fees, including registration and
insurance fees, are applicable. Article (22) The Fund may, in the manner and conditions decided by the Board,
insure in its interest the lives of the people participating or benefiting from
its loans throughout the term of the loan, in order to guarantee the payment of
his rights in the event of the death of any of them, and collect all or part of
the insurance premiums from the borrowers in the way it deems appropriate, and
the fund may ask its borrowers to take out insurance Searched for. Article (23) a. The subscriber is only entitled to obtain one loan from the
fund. b. In spite of what is stated in this law, the subscriber who
acquired a housing unit from the Abu Naseer government housing project
according to the agreement signed between the director of the Military Housing
Corporation and the Housing Corporation on 5/3/1988 or obtained such a house
from any other government housing project is considered He benefited from the
fund and benefited from its projects and objectives, and the provisions
stipulated in this law shall be applied to him. Article (24) To achieve the intended purposes of this law and despite what is
stated in any other law or legislation that works with the following: a- Subject to the provisions of Paragraphs (D) and (E) of this
Article, priority shall be given to delegating state lands to subscribers and
for housing purposes only and to the area determined by the Council, provided
that such lands are within the boundaries of municipalities or planning areas
only, provided that the equivalent allowance does not exceed (25) %) Of the
rolling price upon authorization at the discretion of the competent authorities
according to the applicable laws related to the management of state property,
and in all cases it is not permissible to delegate any land to any subscriber
under this law if that land has been allocated or is intended to be allocated
for public benefit and for any of its purposes. b- The Director General of the Lands and Survey Department may
instruct the competent registration director to make a consensual division
between the partners in any land if one of the subscribers requests that as a
partner in that land if it is located within the boundaries of the
municipalities or areas of planning, despite the fact that one of the partners
is a minor or confined to it. , Provided that the guardian or guardian takes
the place of the minor or the interdicted and is invited to attend the division
procedures that are required to be carried out in accordance with the
provisions of the laws in force relating to the division of immovable property. c - It is not permissible for the subscriber to whom a land of the
state’s property has been delegated under the provisions of this law to sell,
donate or assign that land to any other person, including an exchange for
another land except after ten years have passed from the date of its
registration in his name in the registration department. d - No state property shall be delegated to any subscriber
according to this law except in the town in which he resided upon joining the
Jordanian Armed Forces, Public Security, General Intelligence, Civil Defense or
the Gendarmerie, as the case may be. e - Whoever owns a plot of land suitable for construction will not
benefit from the provisions of Paragraph (A) of this Article. Article (25) a- The Fund's employees authorized by the Board shall organize the
bonds of insurance, set the special conditions attached to them, and hear the
declarations of the borrowers. Contracts and assignments organized by these
employees shall be enforceable in the land registration departments and others
without the need for any other procedure. b- The registration departments place the insurance or seizure
sign on the entries of the borrower’s immovable money upon a written request
from the director or whomever he authorizes based on the attributions organized
under Paragraph (a) of this article, provided that the registration departments
are provided with copies thereof without the need for the borrower to attend
and for transactions The fund has the right to preference in registration with
the registration departments, and the director, based on a decision from the
council, must send a written letter to the registration departments requesting
the lifting of the insurance sign for the funds of any subscriber as soon as
the borrowed money or due expenses are paid. Article (26) The fund may accept, by way of real estate insurance or mortgage,
real estate and other funds as security for its demands or for settlement of
its debts. Article (27) a . The housing house allocated to him from the housing projects
is handed over to the subscriber upon completion of its construction and its
ownership is transferred in his name to the competent registration department,
provided that the plot of land and the residence on which it is built is
mortgaged from the first degree for the benefit of the fund and until the
subscriber has paid all the financial obligations incurred by him for the
benefit of the fund. b. The presented property is mortgaged as a security for the loan
and as a first or second class debt security for the benefit of the fund until
the full payment of the loan amount. The pledge may not be released or canceled
until after all the financial obligations owed to the fund are paid. Article (28) It is not permissible to withdraw any amount of the fund’s money
from the banks deposited in it except with the signature of the director and
the competent accountant in addition to the signature of the person authorized
by the president to do so. Article (29) The loan or the amount of the housing house shall be repaid by the
subscriber according to the conditions and dates stipulated in this law and the
decision of the Council to allocate the loan by deducting a certain percentage
in equal installments from the subscriber's monthly salary and the bonuses he
receives in proportion to the period of repayment of the loan or the amount of
the residence and the deduction of the amounts deducted from This is directed
by the competent financial departments to the management of the fund on a
monthly basis. Article (30) The loan or the amount of the housing house shall be repaid by the
subscriber who was referred to retirement according to the terms and dates
stipulated in this law and the decision of the Council to allocate the loan, by
deducting a certain percentage in equal installments from the subscriber's
monthly pension salary in proportion to the loan repayment period or the amount
of the residence and the transfer The sums deducted in this way by the Ministry
of Finance (Pension Fund). To the management of the fund monthly, and the
subscriber, upon being referred to retirement, must write a written declaration
of that and a commitment to pay, in agreement with the management of the fund. Article (31) If the subscriber dies, his rights in the fund and the obligations
arising therefrom are transferred to the beneficiary after him, and the latter
is exempt from submitting the documents required for the purposes of obtaining
the loan or the residence, except for what proves the death case, provided that
the subscriber is covered by the subscriber's life insurance fund in the
military housing fund. Article (32) a- The fund’s fiscal year begins on the first day of January of
the year and ends on the thirty-first day of December of the same year. b-Organizing the fund accounts in the manner determined by the
board, and for the purposes of this law, the salary records of the competent
financial departments are considered an individual professor’s record in
relation to the fund’s accounts. c- The Audit Bureau shall audit and examine the fund accounts in
accordance with the laws and regulations in force. d- The fund’s accounts and its annual report shall be presented to
the Board at the time specified in this law. Article (33) The fund is exempt, upon reviewing the courts and procedure
departments, from providing guarantees and judicial guarantees Article (34) Notwithstanding what is stated in any other legislation, the fund
may withhold a percentage not exceeding one-third of the subscribers' monthly
salaries and allowances as decided by the Board in payment of the amount of
housing homes allocated or the loans granted to them under the provisions of
this law, and the fund may withhold all compensation and end of service
benefits. Article (35) The board may issue instructions and regulations related to
financial and administrative affairs in the fund in a manner that does not
contradict the provisions of this law and the regulations issued pursuant
thereto. Article (36) The Council of Ministers may issue the regulations necessary to
implement the provisions of this law. Article (37) Prime Minister and Minister in charge of implementing the
provisions of this law.